Smart tools for SMEs and lenders

We help small businesses access loans and grow with tools for bookkeeping, invoices, selling online, and managing inventory. We help banks and microfinance banks give loans to SMEs without increasing NPLs.

Trusted by 150,000+ growing businesses

Smart, simple tools for business owners and professionals

We don’t build products for you, we build products with you.

Business app

Loans for SMEs

Lending management

Enterprise services

BUSINESS APP

Award-winning app designed for small businesses

Run your business smarter with tools for bookkeeping, invoices and receipts, inventory management, and even selling online. It’s the last app you’ll ever need for your business.

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SMALL BUSINESS LOANS

No-collateral loans when you need them

Take your business to the next level with affordable no-collateral loans. Whether you inventory financing or working capital, you can apply from your phone and qualify for a loan in no time!

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Featured Customer Story

OPQ Collection Jumpstarts Fashion Business With Oze Loan

Like many businesses, OPQ Collection experienced an abrupt stop to her sales because of the COVID-19 Pandemic. Enter Oze. Oparebea had been using the Oze Business App to help manage her business for a few months and was able to apply for a loan. In no time at all, she received funds and was able to top up her inventory.

Give digital loans to SMEs, profitably

We make small businesses better borrowers and banks smarter lenders. Work with us to access thousands of credit worthy SMEs, reduce NPLs, and increase repayment rates all from the comfort of your custom lending management system, the Oze LMS.

ENTERPRISE SERVICES

Custom solutions for reaching and working with SMEs

Provide your portfolio of SMEs with the tools they need to manage their business and be better borrowers. Unlock access to loans for your small businesses and help them take their business to the next level.

Loan Partners

We partner with financial institutions and fintechs who love to work with small business owners. After you’re paired with a partner, we follow up to make sure you’re having the best experience possible.