Make smarter credit decisions
Credit score your customers with Oze’s machine learning algorithm adapted to understand your customer segment and your risk tolerance—reducing NPLs.
Trusted by top lenders across Africa
Manage NPLs with maching learning
Lending the right amount to the right customer when you harness the power of machine learning to predict the probability that each customer will repay their loan. We can integrate additional risk acceptance criteria to comply with the bank policies.
Let AI do the work for you
Machine learning
Make smarter, faster decisions with AI
Automated credit decisions
Auto-approve loans with high credit scores
Data from multiple sources
Pull over 200 data points from diverse sources
Credit score on-demand
Score any customer to see if they qualify
Automate your credit decisions
Sit back and automatically approve loans with a credit score of A or B for disbursement.
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Security you can bank on
Oze is ISO/IEC 27001:2022 certified, meeting the highest international standards for data protection and business continuity—ensuring you and your customers are always protected.