Launch a digital SME loan product and give small business customers a decision within minutes. No upfront costs.
Unlock tools that will increase loan book profitability.
Lend to SMEs saving with you, finally.
Oze’s alternative credit scoring algorithm alerts you to good borrowers on your books without the need for an audit or collateral. Start building customer loyalty.
Access more creditworthy SMEs.
Our small businesses have a history of good financial record keeping and are growth-oriented. With a business coach, you’re not alone in the repayment process.
Reduce NPLs of your loan portfolio.
Oze’s models are better at detecting risk and fraud than traditional methods. Deploy your capital to businesses that are willing and able to repay it.
Save costs with automation
What several people used to do in a week can now be done by a computer in seconds. Stop spending your time manually reviewing financial statements.
Get real-time analytics on portfolio performance.
Our intuitive loans management system allows you to see the metrics that are important to you without having to do endless calculations in Excel.
Get started with no upfront cost.
No expensive integration fees. We only make money when you make money.
Emmanuel runs IFOK Handmade Limited, a handmade shoes and slippers shop based in Kumasi. When he first started he didn’t have any background in making shoes, he just liked them! So, he decided he was going to learn.
With the rise of fintechs, SMEs have more options. They want to bank and take loans from their smartphones. With Oze, you can compete and win. Our customizable solution allows you to create an automated digital loan product seamlessly integrated with your other offerings.
of customers say they trust Oze with their financial information.
(Oze 2022 Customer Survey)
At Oze, we take security seriously while adopting international standards for data privacy and security.
Our ISO 27001 certification means we’ve implemented business practices and processes including a robust business continuity plan to ensure our customers and your customers can work with us with confidence.
"Almost every business was hit in the jaw by the coronavirus pandemic… in fact it devastated my 2020 business plan, until one day I saw Oze's loan offer for enterpreneurs. I can't define the kind of feeling upon seeing the loan offer. 😃😃 I was like "hipiii" Oze to the rescue. 🕺🕺The flexibility of terms and low interest got me sigend on so quick. "Cabum" 💥💥 I received the cash within a few days. I sounded like an ambulance 🚑🚑 when I saw the message because it's obvious it doesn't work like that in my country. Wow wow wow wow wow was the only thing I heard myself saying after."
~ Emmanuel , Owner of Ifok Handmade Limited