Oze Embed

Unlock merchant growth when you embed lending into your platform. Your merchants will buy more stock or do more sales with fast access to working capital — no risk, no cost to you.

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Grow sales and GMV

Remove the friction of upfront cost with Oze Embed — merchants with quick access to capital are more likely to buy, buy more, and buy more often when they don’t have to pay upfront.

Keep merchants coming back

Empower your merchants to grow their businesses by giving them access to inventory financing — no risk to you, fast set-up.

Embedded button or link

Financing products

Lending management

Portfolio analytics

Credit scoring

Offer financing with no added overhead

With Oze Embed, we handle loan decisioning, disbursement, and collection – so there is no added risk or complexity for you.

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76%

of customers are more likely to make a high-value purchases when financing is available.

Avoid Out-of-Stock Issues

Give your merchants access to financing and they’ll avoid missed sales due to inventory issues and you’ll reduce the delay between restocking cycles and increase transactions.

Trusted by top fintechs and lenders accross Africa

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Security you can bank on

Oze is ISO/IEC 27001:2022 certified, meeting the highest international standards for data protection and business continuity—ensuring you and your customers are always protected.

"Since integrating Oze Embed’s ‘Apply for a Loan’ button into our portal, our merchants now have seamless access to quick inventory financing. This has empowered them to stock up efficiently, drive higher sales, and stay competitive. We’ve seen a marked improvement in merchant retention because they feel supported in growing their businesses. Oze Embed has truly transformed the way we enable our merchants’ success."

Emmanuel , CEO of DrugStop

FAQs

What is Oze Embed and how does it work?

Oze Embed lets you offer business loans directly inside your platform through a simple embedded button or link. We handle loan decisioning, disbursement, and collection — you take zero credit risk while your merchants get instant access to working capital.

How will Oze Embed help my business grow?

By removing the upfront cost barrier, your merchants can buy more stock, more often — increasing your sales, order values, and transaction volumes. Financing also builds loyalty, meaning your merchants will stick with you longer.

Do I need to manage the lending process myself?

No. Oze handles everything — credit scoring, loan approvals, disbursements, and collections — so you can focus on growing your business without adding operational complexity.

How quickly can I integrate Oze Embed into my platform?

Integration is fast and simple. You can go live in days using our off-the-shelf script, or fully customize the button to match your platform’s look and feel.

How does Oze Embed protect my data and my customers’ information?

We use secure encryption, authentication, and compliance with data protection standards to keep all merchant data and transactions safe, while ensuring only authorized parties can access loan information.