Get up to
₦5 million
in business funding

No collateral. No hidden fees. Get your funds in less than a week.

✅ No Collateral ✅ 5% Monthly Rate ✅ Trusted by 150K+ SMEs

Apply Now

Who We are

At Oze, we help small businesses like yours grow; not just survive. Thousands of business owners across Africa trust Oze to support them with the tools and financing they need to thrive.

In addition to funding, we provide a digital app that helps small business owners like you digitize their day to day operations from bookkeeping to inventory management, to selling online, and more.

Trusted by leading organizations around the world

How it works

Apply online

Upload your documents

Get funded quickly

What you can use your loan for

Restock Inventory

Always have what customers want

Cover Operations

Payroll, rent, delivery costs

Market your Business

Boost visibility, get more customers

Upgrade Equipment

Work faster, serve better

How Oze Helped Dona Diaper Business Soar!

I recommend Oze to other business owners. They genuinely care about helping businesses succeed

Josephine Ampaabeng

Dona Diapers

Diana Ayele Quaye

Oze loans provided the push my business needed to go flourish

Diana Ayele Quaye

Immaculate Store

FAQs

Do I need collateral or a guarantor to apply?

No. This is a no-collateral loan. If you’ve received this offer, it means you’re already pre-qualified. No collateral, no guarantor, no stress.

What’s the interest rate and repayment period?

The interest rate is a flat 5% per month. First-time borrowers can repay over up to 3 months, while returning borrowers may be eligible for up to 6 months.

How soon can I get the money?

Most applicants receive their funds within 3–5 working days after submitting all required documents. Fast, simple, and built for businesses like yours

What documents do I need to apply?

You’ll need: a bank statement (from January 1 to today). CAC registration documents. valid government-issued ID and BVN and other supporting documents. Click on Apply to see the full list of document requirements.

What if I’m not ready or have more questions?

No pressure. You can chat with an Oze team member directly from this page or reply to the emails you received. We’re here to support you, not rush you.