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More ways to receive payments

Accept mobile money, card, and more from your customers, all without leaving your Oze app. Send payment reminders in just two clicks.

Get paid from any network or any bank, all in one app.

Payments linked to accounting

No double recording! Get paid and your sale is recorded!

Multiple payment options

Card, bank transfer, mobile money, 
and more.

Extra secure

We follow international standards of security.

Invoice with payment links

Send an invoice with a link for customers to make payment.

Simple, easy payments for you and your customers

Offer a smooth payment experience that automatically updates your accounting and keeps you knowing who’s paid and when, at all times.

Select your country

  • Ghana
  • Nigeria

Local transactions


1.5 %

per transaction

  • Tick No upfront fees. Start receiving payments from your customers in minutes.
  • Tick Local card payments are capped at ₦2,000.

Local transactions

bank transfer, USSD, and more

payment method


per transaction

  • Tick Try bank transfer, bank, Paga Pay and more.
  • Tick Bank transfer and other wallet and mobile money payments capped at ₦2,000.

International transactions


3.8 %

per transaction

  • Tick Get paid by customers from all over the world.

Common Questions

What is Oze Pay?
Oze pay is our newest feature! It lets you accept digital payment from your customer right in the app. Simply create a new sale, enter the details and then click request payment!
Do I need to be on a paid subscription to use Oze Pay?
No please! Oze pay is a feature available to both business owners using both the free and paid versions of the app. All you have to do is go through our customer verification process.
What happens when I click request payment?
When you click request payment, the app will pop up a payment link you can share with your customer! Once your customer clicks on that link, they are redirected to make payment securely in their internet browser.
When I share a payment link with a customer, what do they see when they click on the link?
Your customer will be redirected to a webpage where they can follow simple instructions to enter their payment details (card information or mobile money number) and complete payment.
Does the link expire?
After your customer clicks on the link for the first time, they have 3 hours to make payment before you will need to send them a new link. If they haven’t clicked on the link yet, the link will not expire in any amount of time.
What payment methods are available to me and my customers?
Currently, you can accept payments via mobile money (MTN, Vodafone, and Airtel Tigo) and debit card in Ghana and in Nigeria, you can accept payments via debit card or bank transfer.
Can my customer change the payment method they want to use when they open the link?
Yes! Your customers have the option to select a different payment method once they are on the payment page.
Can I see the payment history of a customer?
Yes! You will see the payment history of your customer in each transaction. All you need to do is open the transaction, scroll down and click on view payment history.
What mobile money or bank account can I receive my funds into?
You can receive your funds in any mobile money account or bank account as long as your account is linked successfully and the details you provided are correct.
What currencies can customers pay with?
In Nigeria, you can accept payments in over 150 currencies including Naira, Dollars, Cedis, Pounds, CFA, and more!
How much does it cost to accept payments?
We charge a small fee per transaction. You can view pricing for Ghana and Nigeria on our pricing pages.
Who pays the transaction fee?
You have the option to pay the transaction fee or pass it on to your customer.

Join thousands of businesses across Africa using Oze

From tailors to caterers to barbers, small business owners are getting tremendous value from getting their business on Oze.

"Great app!!! It's quite easy to use and very efficient. I find it very helpful. Wish I had downloaded it before now."

~ Oladoyin Omotayo

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